:root {
  --navy: #0b1b3d;
  --navy-2: #13306b;
  --brand: #0a66e8;
  --brand-2: #4d94ff;
  --ink: #15202e;
  --muted: #5b6878;
  --line: #e3e8ef;
  --bg: #ffffff;
  --bg-soft: #f4f7fa;
  --radius: 16px;
  --shadow: 0 10px 30px rgba(11, 27, 61, .08);
  --max: 1140px;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0; background: var(--bg); color: var(--ink);
  font: 16px/1.6 "Inter", system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;
  -webkit-font-smoothing: antialiased;
}
img, svg { display: block; max-width: 100%; }
a { color: var(--brand); text-decoration: none; }
a:hover { text-decoration: underline; }
h1, h2, h3 { font-family: "Outfit", "Inter", sans-serif; line-height: 1.15; letter-spacing: -.02em; margin: 0 0 .5em; color: var(--navy); }
h1 { font-size: clamp(2.1rem, 5vw, 3.4rem); font-weight: 800; }
h2 { font-size: clamp(1.6rem, 3.4vw, 2.3rem); font-weight: 800; }
h3 { font-size: 1.15rem; font-weight: 700; }
p { margin: 0 0 1em; }
.wrap { max-width: var(--max); margin: 0 auto; padding: 0 20px; }
.eyebrow { display: inline-block; font-size: .78rem; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; color: var(--brand); margin-bottom: .7em; }
.lead { font-size: 1.15rem; color: var(--muted); max-width: 640px; }
.center { text-align: center; }
.center .lead { margin-left: auto; margin-right: auto; }

/* buttons */
.btn { display: inline-flex; align-items: center; gap: 8px; padding: 13px 22px; border-radius: 999px; font-weight: 700; font-size: .98rem;
  border: 2px solid transparent; cursor: pointer; transition: transform .15s, box-shadow .15s, background .15s; text-decoration: none !important; }
.btn-primary { background: var(--brand); color: #fff; box-shadow: 0 8px 20px rgba(10, 102, 232, .3); }
.btn-primary:hover { background: #0852bd; transform: translateY(-1px); }
.btn-ghost { border-color: rgba(255,255,255,.45); color: #fff; }
.btn-ghost:hover { background: rgba(255,255,255,.1); }
.btn-outline { border-color: var(--navy); color: var(--navy); }
.btn-outline:hover { background: var(--navy); color: #fff; }

/* top bar + header */
.topbar { background: var(--navy); color: #c9d6e6; font-size: .85rem; }
.topbar .wrap { display: flex; justify-content: space-between; gap: 12px; padding-top: 7px; padding-bottom: 7px; flex-wrap: wrap; }
.topbar a { color: #fff; font-weight: 600; }
header.site { position: sticky; top: 0; z-index: 50; background: rgba(255,255,255,.95); backdrop-filter: blur(8px); border-bottom: 1px solid var(--line); }
header.site .wrap { display: flex; align-items: center; justify-content: space-between; height: 72px; }
.logo { display: flex; align-items: center; gap: 10px; color: var(--navy); text-decoration: none !important; }
.logo-mark { width: 40px; height: 45px; }
.logo-text { line-height: 1; }
.logo-text b { display: block; font-family: "Outfit", sans-serif; font-size: 1.55rem; font-weight: 700; letter-spacing: -.01em; }
.logo-text b span { color: var(--brand); }
.logo-text small { display: block; font-size: .64rem; letter-spacing: .14em; text-transform: uppercase; color: var(--muted); margin-top: 4px; }
nav.main { display: flex; align-items: center; gap: 4px; }
nav.main a { color: var(--ink); font-weight: 600; font-size: .95rem; padding: 8px 12px; border-radius: 8px; text-decoration: none; }
nav.main a:hover, nav.main a.active { color: var(--brand); background: var(--bg-soft); }
nav.main .btn { margin-left: 8px; padding: 10px 18px; color: #fff; }
nav.main .btn:hover { background: #0852bd; color: #fff; }
.menu-btn { display: none; background: none; border: 0; padding: 8px; cursor: pointer; color: var(--navy); }
@media (max-width: 900px) {
  .menu-btn { display: block; }
  nav.main { display: none; position: absolute; top: 72px; left: 0; right: 0; flex-direction: column; align-items: stretch;
    background: #fff; border-bottom: 1px solid var(--line); padding: 10px 16px 16px; box-shadow: var(--shadow); }
  nav.main.open { display: flex; }
  nav.main .btn { margin: 8px 0 0; justify-content: center; }
}

/* hero */
.hero { position: relative; overflow: hidden; background: radial-gradient(1200px 500px at 85% -10%, #1a4fa8 0%, transparent 60%), linear-gradient(135deg, var(--navy) 0%, var(--navy-2) 100%); color: #fff; }
.hero .wrap { display: grid; grid-template-columns: 1.1fr .9fr; gap: 40px; align-items: center; padding-top: 80px; padding-bottom: 90px; }
.hero h1 { color: #fff; }
.hero h1 em { font-style: normal; color: var(--brand-2); }
.hero .lead { color: #c9d6e6; }
.hero-cta { display: flex; gap: 12px; flex-wrap: wrap; margin-top: 26px; }
.hero-badges { display: flex; gap: 22px; flex-wrap: wrap; margin-top: 34px; font-size: .9rem; color: #c9d6e6; }
.hero-badges span { display: flex; align-items: center; gap: 8px; }
.hero-badges svg { width: 18px; height: 18px; color: var(--brand-2); }
.hero-art { position: relative; }
.shield-card { background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.14); border-radius: 24px; padding: 28px; backdrop-filter: blur(6px); }
.shield-card .row { display: flex; align-items: center; gap: 14px; padding: 14px 0; border-bottom: 1px solid rgba(255,255,255,.1); }
.shield-card .row:last-child { border-bottom: 0; }
.shield-card .ic { width: 44px; height: 44px; border-radius: 12px; background: rgba(77,148,255,.16); display: grid; place-items: center; flex: none; }
.shield-card .ic svg { width: 22px; height: 22px; color: var(--brand-2); }
.shield-card b { display: block; }
.shield-card small { color: #a9bbd0; }
.powered { display: inline-flex; align-items: center; gap: 8px; margin-top: 18px; font-size: .82rem; color: #a9bbd0; }
.powered b { color: #fff; }
@media (max-width: 900px) { .hero .wrap { grid-template-columns: 1fr; padding-top: 56px; padding-bottom: 60px; } }

/* sections */
section { padding: 84px 0; }
section.soft { background: var(--bg-soft); }
.section-head { margin-bottom: 44px; }
.grid { display: grid; gap: 22px; }
.g2 { grid-template-columns: repeat(2, 1fr); }
.g3 { grid-template-columns: repeat(3, 1fr); }
.g4 { grid-template-columns: repeat(4, 1fr); }
@media (max-width: 900px) { .g3, .g4 { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 620px) { .g2, .g3, .g4 { grid-template-columns: 1fr; } section { padding: 60px 0; } }
.card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 28px; box-shadow: var(--shadow); }
.card p { color: var(--muted); margin-bottom: 0; }
.card .ic { width: 52px; height: 52px; border-radius: 14px; background: #e8f0fe; display: grid; place-items: center; margin-bottom: 18px; }
.card .ic svg { width: 26px; height: 26px; color: var(--brand); }
a.card { display: block; color: inherit; text-decoration: none; transition: transform .15s, box-shadow .15s; }
a.card:hover { transform: translateY(-3px); box-shadow: 0 16px 40px rgba(11, 27, 61, .12); }
a.card .more { display: inline-block; margin-top: 14px; color: var(--brand); font-weight: 700; }

.checks { list-style: none; padding: 0; margin: 0; display: grid; gap: 10px; }
.checks li { display: flex; gap: 10px; align-items: flex-start; }
.checks li::before { content: ""; flex: none; width: 22px; height: 22px; margin-top: 2px; border-radius: 50%;
  background: #e8f0fe url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230a66e8' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12l5 5L20 7'/%3E%3C/svg%3E") center/13px no-repeat; }
.checks.cols { grid-template-columns: repeat(2, 1fr); }
@media (max-width: 620px) { .checks.cols { grid-template-columns: 1fr; } }

.split { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: center; }
@media (max-width: 900px) { .split { grid-template-columns: 1fr; gap: 32px; } }

.steps { counter-reset: step; }
.steps .card { position: relative; padding-top: 34px; }
.steps .card::before { counter-increment: step; content: counter(step); position: absolute; top: -18px; left: 28px; width: 38px; height: 38px;
  border-radius: 50%; background: var(--navy); color: #fff; display: grid; place-items: center; font-weight: 800; }

.stats { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }
.stat b { display: block; font-size: 2.2rem; font-weight: 800; color: var(--navy); letter-spacing: -.02em; }
.stat span { color: var(--muted); font-size: .92rem; }
@media (max-width: 760px) { .stats { grid-template-columns: repeat(2, 1fr); } }

.term-pills { display: flex; gap: 10px; flex-wrap: wrap; margin-top: 10px; }
.term-pills span { padding: 7px 16px; border-radius: 999px; background: #fff; border: 1px solid var(--line); font-weight: 700; color: var(--navy); font-size: .9rem; }

/* page header (inner pages) */
.page-head { background: linear-gradient(135deg, var(--navy) 0%, var(--navy-2) 100%); color: #fff; padding: 64px 0 56px; }
.page-head h1 { color: #fff; font-size: clamp(1.9rem, 4vw, 2.8rem); }
.page-head p { color: #c9d6e6; max-width: 680px; font-size: 1.1rem; margin: 0; }
.crumbs { font-size: .85rem; color: #a9bbd0; margin-bottom: 12px; }
.crumbs a { color: #a9bbd0; }

/* category blocks on plans page */
.plan { display: grid; grid-template-columns: 300px 1fr; gap: 40px; padding: 40px 0; border-top: 1px solid var(--line); scroll-margin-top: 90px; }
.plan:first-child { border-top: 0; padding-top: 0; }
.plan .tile { border-radius: var(--radius); background: linear-gradient(140deg, #e8f0fe, #dfe6f3); display: grid; place-items: center; aspect-ratio: 1 / .8; }
.plan .tile svg { width: 96px; height: 96px; color: var(--navy); }
@media (max-width: 800px) { .plan { grid-template-columns: 1fr; gap: 22px; } .plan .tile { aspect-ratio: 2.4 / 1; } .plan .tile svg { width: 64px; height: 64px; } }

/* FAQ */
details.faq { border: 1px solid var(--line); border-radius: 12px; background: #fff; margin-bottom: 12px; }
details.faq summary { cursor: pointer; padding: 18px 22px; font-weight: 700; color: var(--navy); list-style: none; display: flex; justify-content: space-between; gap: 16px; }
details.faq summary::-webkit-details-marker { display: none; }
details.faq summary::after { content: "+"; font-size: 1.4rem; line-height: 1; color: var(--brand); }
details.faq[open] summary::after { content: "–"; }
details.faq div { padding: 0 22px 18px; color: var(--muted); }

/* forms */
form.lead-form { display: grid; gap: 14px; }
.field { display: grid; gap: 6px; }
.field label { font-size: .85rem; font-weight: 700; color: var(--navy); }
.field input, .field select, .field textarea { font: inherit; padding: 12px 14px; border: 1px solid #cfd8e3; border-radius: 10px; background: #fff; color: var(--ink); width: 100%; }
.field input:focus, .field select:focus, .field textarea:focus { outline: 2px solid rgba(10,102,232,.35); border-color: var(--brand); }
.row2 { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
@media (max-width: 620px) { .row2 { grid-template-columns: 1fr; } }
.seg { display: inline-flex; background: var(--bg-soft); border: 1px solid var(--line); border-radius: 999px; padding: 4px; }
.seg label { padding: 8px 16px; border-radius: 999px; cursor: pointer; font-weight: 700; font-size: .9rem; color: var(--muted); }
.seg input { display: none; }
.seg input:checked + span { color: #fff; }
.seg label:has(input:checked) { background: var(--navy); color: #fff; }
.hp { position: absolute; left: -9999px; }
.form-msg { padding: 12px 14px; border-radius: 10px; font-weight: 600; display: none; }
.form-msg.ok { display: block; background: #e8f0fe; color: #0846a3; }
.form-msg.err { display: block; background: #fdecec; color: #a12727; }

/* callout */
.callout { border-radius: 24px; background: linear-gradient(135deg, var(--navy) 0%, #1a4590 100%); color: #fff; padding: 52px; display: flex; align-items: center; justify-content: space-between; gap: 30px; flex-wrap: wrap; }
.callout h2 { color: #fff; margin: 0 0 .3em; }
.callout p { color: #c9d6e6; margin: 0; }
@media (max-width: 620px) { .callout { padding: 32px 24px; } }

.claim-box { border-left: 4px solid var(--brand); background: #fff; border-radius: 12px; padding: 22px 24px; box-shadow: var(--shadow); }
.claim-box .phone { font-size: 1.6rem; font-weight: 800; color: var(--navy); }

/* footer */
footer.site { background: var(--navy); color: #a9bbd0; padding: 60px 0 28px; font-size: .93rem; }
footer.site .cols { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 30px; }
footer.site h4 { color: #fff; font-size: .95rem; margin: 0 0 14px; }
footer.site a { color: #a9bbd0; display: block; padding: 3px 0; }
footer.site a:hover { color: #fff; }
footer.site .logo { color: #fff; margin-bottom: 14px; }
footer.site .logo-text small { color: #a9bbd0; }
footer.site .legal { border-top: 1px solid rgba(255,255,255,.1); margin-top: 40px; padding-top: 22px; font-size: .8rem; display: flex; justify-content: space-between; gap: 16px; flex-wrap: wrap; }
@media (max-width: 760px) { footer.site .cols { grid-template-columns: 1fr 1fr; } }
@media (max-width: 480px) { footer.site .cols { grid-template-columns: 1fr; } }
footer.site .logo-mark { background: #fff; border-radius: 10px; padding: 4px; width: 44px; height: 44px; object-fit: contain; }
fieldset { min-width: 0; }
.field, .row2 > *, form.lead-form > * { min-width: 0; }

/* ───────── home promo banner ───────── */
.promo { position: relative; overflow: hidden; color: #fff; padding: 64px 0 34px;
  background: radial-gradient(900px 480px at 8% 0%, #1a4fa8 0%, transparent 60%), linear-gradient(135deg, var(--navy) 0%, var(--navy-2) 100%); }
.promo-photo { position: absolute; top: 0; right: 0; bottom: 0; width: 62%;
  background: url("/assets/img/hero-spill.jpg") right bottom / cover no-repeat;
  -webkit-mask-image: linear-gradient(90deg, transparent 0%, rgba(0,0,0,.35) 18%, #000 48%);
          mask-image: linear-gradient(90deg, transparent 0%, rgba(0,0,0,.35) 18%, #000 48%); }
.promo-photo::after { content: ""; position: absolute; inset: 0; background: linear-gradient(0deg, rgba(11,27,61,.6) 0%, rgba(11,27,61,0) 26%); }
.promo-inner { position: relative; }
.promo-copy { max-width: 560px; }
.promo-pill { display: inline-block; background: var(--brand); color: #fff; font-weight: 800; font-size: .82rem; letter-spacing: .08em;
  text-transform: uppercase; padding: 9px 18px; border-radius: 999px; box-shadow: 0 8px 22px rgba(10,102,232,.35); }
.promo-title { font-family: "Outfit", sans-serif; font-weight: 800; text-transform: uppercase; color: #fff; letter-spacing: -.01em;
  font-size: clamp(2.6rem, 7vw, 5rem); line-height: .95; margin: 22px 0 18px; }
.promo-title span { color: var(--brand-2); display: inline-block; font-size: 1.12em; }
.promo-rule { width: 64px; height: 4px; border: 0; background: var(--brand); border-radius: 4px; margin: 0 0 18px; }
.promo-sub { font-size: clamp(1.25rem, 2.6vw, 1.7rem); font-weight: 600; line-height: 1.25; margin: 0 0 12px; max-width: 420px; }
.promo-tags { display: flex; align-items: center; gap: 12px; flex-wrap: wrap; font-weight: 800; color: #9cc2ff; font-size: 1.05rem; margin: 0 0 22px; }
.promo-tags i { width: 6px; height: 6px; border-radius: 50%; background: #9cc2ff; display: inline-block; }
.promo-badge { display: inline-flex; align-items: center; gap: 14px; background: var(--brand); border-radius: 14px; padding: 12px 22px 12px 14px;
  box-shadow: 0 10px 26px rgba(10,102,232,.35); }
.promo-badge svg { width: 34px; height: 34px; padding: 6px; background: #fff; color: var(--brand); border-radius: 9px; }
.promo-badge b { font-family: "Outfit", sans-serif; font-size: 1.45rem; text-transform: uppercase; letter-spacing: .02em; padding-left: 14px; border-left: 2px solid rgba(255,255,255,.4); }
.promo-ask { margin: 16px 0 0; color: #c9d6e6; font-weight: 600; }
.promo-dealer { position: relative; margin-top: 44px; display: flex; align-items: center; justify-content: space-between; gap: 18px; flex-wrap: wrap;
  background: #fff; color: var(--navy); border-radius: 22px; padding: 18px 26px; box-shadow: 0 18px 40px rgba(0,0,0,.25); text-decoration: none !important;
  transition: transform .15s; }
.promo-dealer:hover { transform: translateY(-2px); }
.pd-left { display: flex; align-items: center; gap: 16px; }
.pd-left svg { width: 44px; height: 44px; color: var(--brand); padding-right: 14px; border-right: 2px solid var(--line); box-sizing: content-box; }
.pd-left small, .pd-right small { display: block; font-weight: 700; font-size: .95rem; color: var(--ink); }
.pd-left b { font-family: "Outfit", sans-serif; font-size: 2.1rem; color: var(--brand); line-height: 1; }
.pd-right { text-align: center; }
.pd-url { display: inline-block; margin-top: 6px; background: var(--brand); color: #fff; font-weight: 800; font-size: 1.15rem; padding: 10px 24px; border-radius: 999px; }
.promo-foot { position: relative; text-align: center; color: #a9bbd0; font-size: .85rem; margin: 14px 0 0; }
@media (max-width: 860px) {
  .promo { padding-top: 0; }
  .promo-photo { position: relative; width: 100%; height: 300px; background-position: center 80%; -webkit-mask-image: none; mask-image: none; }
  .promo-photo::after { background: linear-gradient(0deg, var(--navy) 0%, rgba(11,27,61,0) 45%); }
  .promo-inner { margin-top: -40px; }
  .promo-dealer { justify-content: center; text-align: center; }
  .pd-left b { font-size: 1.7rem; }
}